Protecting Your Hard-Earned Money in Uncertain Times - Part 3/4

The world is shifting into a new phase of madness. Countries are militarizing, people are looking for safe havens, social safety nets are in jeopardy, and travel may soon become more challenging as countries become more insular.
This post is the third part of a series on financial protection. If you missed Parts 1 and 2, go to the links below:
Part 1: If You Own Land, Use It to Secure Your Future
Part 2: If You Live in an Apartment, Invest Wisely and Diversify Your Income.
If You Live Paycheck to Paycheck, Change Your Financial Habits Now
Paycheck-to-paycheck people are not just those who make a small income. Even some six-figure households and millionaires spend everything they earn because they need to keep up with the image of the proverbial "Jones."
They also suffer from perpetual optimism about future income, so they justify their spendthrift behavior with money. They need to appear happy and contented, usually because of some unfounded belief from some childhood trauma they had but never figured out how to manage. It's all a pretext.
But mainly, I am talking about those with low incomes, those who don't have investments or savings and live paycheck to paycheck. The key is getting ahead before something forces you into a financial crisis. Here are my recommendations: